Key findings
- Business Standard costs US$16.80 on the Flexible Plan, with the Gemini app and Gemini in Workspace apps included.
- Microsoft 365 Copilot Business lists at US$21 per user per month paid yearly, or US$25.20 paid monthly, on top of an eligible Microsoft 365 Business plan. First-year orders placed July 1 to December 31, 2026 get a promotional US$18.
- Microsoft's no-cost tier is Copilot Chat, grounded in the web, uploaded files, and supported app context. Grounding across all of a user's Microsoft 365 data through Microsoft Graph needs a Copilot license.
- Google's extra charges sit above the plan: AI Expanded Access for heavy users and Gemini Enterprise, from US$21 per seat per month, for search and agents beyond Workspace.
- Both vendors state that prompts and responses are not used to train their foundation models for other customers.
Compare Gemini and Copilot at the edition and term you would buy, because the two vendors charge differently. Google folds Gemini into the Workspace plan price, and Business Standard with Gemini lists at US$14 per user per month on an annual commitment. Microsoft includes Copilot Chat with eligible Microsoft 365 plans and charges US$30 per user per month, paid yearly, for full Microsoft 365 Copilot on top of the plan.
List prices at matching scope
Prices are US list prices per user per month, checked October 12, 2026. Google's prices include the productivity suite. Microsoft's Copilot prices are add-ons to a Microsoft 365 plan, except in the bundles that include Copilot.
- Google Workspace with Gemini: Business Starter US$7, Business Standard US$14, Business Plus US$22 on an annual commitment.
- Microsoft 365 Business Standard with Copilot: US$23.50 paid yearly, US$28.20 monthly.
- Microsoft 365 Business Premium with Copilot: US$32 paid yearly, US$38.40 monthly.
- Microsoft 365 Copilot (enterprise add-on): US$30 paid yearly. Gemini Enterprise Business edition: from US$21 per seat.
What the base price buys
On Workspace, the edition sets Gemini's reach and limits. Business Starter includes Gemini in Gmail only, with basic model access and 5 Deep Research reports a month. Business Standard adds Gemini in Docs, Sheets, Slides, Drive, Meet, and Chat, a 1 million token context, and 20 reports a day.
On Microsoft 365, Copilot Chat comes with eligible plans for Entra users, with standard access to its models. A Copilot license adds Copilot in Word, Excel, PowerPoint, Outlook, and Teams, grounding through Microsoft Graph, and priority access.
Where the extra charges come from
Google's add-ons are AI Expanded Access, which raises limits for Business Standard and Plus and Enterprise Standard and Plus users. The other is Gemini Enterprise, a separate Google Cloud license with connectors to Microsoft 365, Slack, Jira, and Salesforce. Gemini Enterprise Standard and Plus also carry pooled quotas with overage billing at pay-as-you-go rates.
Microsoft's extra charges are the Copilot add-on itself and agents. Copilot Chat users can run organization-built agents on a metered basis, which requires an Azure subscription.
Training terms match, and retention controls differ
Google states that Workspace content is not human reviewed or used for generative AI model training outside your domain without permission. Microsoft states that prompts, responses, and Graph data are not used to train foundation LLMs. Retention works differently. Workspace admins set Gemini conversation retention directly, and Microsoft governs Copilot interactions through Purview retention policies.
Methodology
GILD compared Google's and Microsoft's published pricing, licensing, and data protection pages, checked October 12, 2026. Prices are US list prices in US dollars per user per month. Ask each vendor for your negotiated and regional price, and recheck promotions that end December 31, 2026 before you renew.
Products in this piece
Sources
- Official documentation
- 12
- Google Workspace: Plans and pricing
- Google Workspace: AI tools for business
- Google Workspace Admin Help: Turn the Gemini app on or off
- Google Workspace Admin Help: AI Expanded Access
- Google Workspace Admin Help: Generative AI in Google Workspace Privacy Hub
- Google Cloud: Gemini Enterprise Business edition
- Gemini Enterprise docs: Quotas and pay-as-you-go usage
- Microsoft: Microsoft Copilot plans and pricing for business
- Microsoft: Microsoft Copilot plans and pricing for enterprise
- Microsoft Learn: License options for Microsoft Copilot
- Microsoft Learn: Data, privacy, and security for Microsoft Copilot
- Microsoft Learn: Overview of Microsoft Copilot Chat